Jim Waddell
Jim Waddell

Jim Waddell

  • (404) 405-0676
  • (404) 843-2500

Credit Doctor

How to fix your own credit issues

Credit Doctor

The Metro Brokers Financial Credit Doctor tool is designed to diagnose your credit health and in certain cases prescribe an individual plan of action that could potentially affect your credit score, if followed properly. It provides you with credit score(s) and information about the credit scoring factors that are impacting your credit score(s).

The Credit Doctor assists home buyers who fit into one or all of these scenarios. It helps home buyers:

  • Examine potential – see how much room there is to improve your credit
  • Recommend action – see specific ways to achieve potential
  • Diagnose cause of credit – understand which accounts are hurting your credit and which accounts are helping your credit
  • Verify information – make sure information reported to the credit bureau is up-to-date and accurate

Understanding what factors impact your credit score is important in today's market as credit scoring is used on a regular basis for determining the extension of credit to the cost of that credit.  For a sample report click the following link:

Sample Report

Order Instructions

A credit report from the Credit Doctor is only $25.98 for an individual and $35.54 for a joint file (i.e., two people ordering at the same time). It includes the steps you can take to change your credit score. Complete all the information below and the results will be emailed to you within 24 business hours.


Metro Brokers Financial does not make any guarantees of score improvement. Credit Doctor is intended to be used as a tool to help you understand your credit score and the factors which have an impact, both positive and negative. Utilizing Credit Doctor does not guarantee that you will be approved for a mortgage loan.

Metro Brokers Financial, Inc.

Georgia Residential Mortgage Licensee #5892

NMLSR Unique Identifier # 163853

5775-D Glenridge Drive, Suite 200 Atlanta, Ga. 30328






Metro Brokers Financial is in the business of helping people achieve the dream of homeownership. Whether you're buying a first home, second home or a special home away from home, they can help.

They have a wide variety of loan programs to fit your needs. Their friendly, helpful loan officers shop lenders for the best rates depending upon each borrower’s unique situation. Call 404.847.2525.

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Metro Brokers Insurance is one of the largest homeowner’s policy writers in the state of Georgia.

Since they only do business with the nation’s best A-rated insurance carriers, they get you the best Atlanta insurance rates by shopping around on your behalf.

They offer a wide range of policies, including automobile, renters and life insurance; and we give you discounts for multiple policies. All of this with the convenience of local customer service and claims support. Call 678.587.3434.

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Title / Closing

Metro Title Trust, well known in the legal community for honesty and integrity, has attorneys from Raymer Law Group who specialize in Atlanta real estate closings (for both residential and commercial).

Closings are conducted in the familiar surroundings of a BHGRE Metro Brokers branch office. Homebuyers can review closing documents or check the status of their closing through an online, password-protected network that can be accessed from any computer with an internet connection.

To schedule a closing, call 678.443.6100.

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Metro Brokers Financial, Inc., 5775-D Glenridge Drive, Suite 200, Atlanta, Ga. 30328 A Georgia Residential Mortgage Licensee # 5892. NMLSR Unique Identifier # 163853. 404-847-2525